There are many existing medical conditions we automatically include, and others we may be able to cover after you have completed a medical assessment. If we approve your conditions, an extra premium may apply to include cover for your conditions.
You can complete an online medical assessment when you obtain your online travel insurance quote. We're here to help, so call us on 1300 728 015 if you need us to clarify your condition or guide you through your medical assessment.
Alternatively, please see the Combined FSG/PDS for the policy definition of existing medical conditions and any exclusions or conditions that may apply, or call us on 1300 728 015 if you're still unsure.
If you are pregnant at the Relevant Time, you'll need to complete an online medical assessment to ensure you're covered for pregnancy if:
- you've had complications with this or any previous pregnancy
- you have a multiple pregnancy (e.g. twins or triplets)
- the conception was medically assisted (e.g. using assisted fertility treatment)
You can complete an online medical assessment when you get your online travel insurance quote or call 1300 728 015 for additional help. If we approve your conditions, an extra premium may apply to include cover for your conditions.
In all cases, cover is only provided for serious, unexpected pregnancy complications that occur up until the 24th week of pregnancy i.e. up to 23 weeks, 6 days.
“Relevant Time” in respect of:
- Single Trip policies means the time of issue of the policy.
- Annual Multi-Trip policies, means the first time when a part of the relevant trip is paid for or the time when the policy is issued, whichever occurs last.
In all cases, you won't be covered for the following:
- Unexpected pregnancy complications that happen after the 23rd week of pregnancy
- Childbirth, or the health of a newborn child, no matter what your stage of pregnancy when your child is born
For this reason, you may wish to consider your travel plans if you are travelling after the 20th week of pregnancy.
Please see the Product Disclosure Statement (PDS) for more information.
Frequently asked questions
This advice is general in nature and doesn't consider your personal situation. You should consider your own needs and the Product Disclosure Statement (PDS) before making a decision to buy the product.
Limits, sub-limits, conditions, exclusions, and fees apply. Travel insurance policies may not be available to all travellers. Australian Postal Corporation (ABN 28 864 970 579, AR No 338646) (Australia Post) as an Authorised Representative of Australia Post Services Pty Ltd (ABN 67 002 599 340 AFSL 457551) distributes the travel insurance policies.
Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507) underwrites policies. Any advice provided is general in nature. Consider your financial situation, needs and objectives and read the relevant Product Disclosure Statement and Target Market Determination before deciding to buy travel insurance policy. For more information, please contact 1300 728 015 or email auspost@travelinsurancepartners.com.au.